Why Should You Purchase a Vehicle?

Saleswoman with car and clipboard

Bob Moore Auto Group is here to discuss the benefits – and a few drawbacks – to purchasing your new car, truck, or SUV.

Here are some instances of when purchasing a vehicle is the best option for you:

  • If you plan on driving your car on great distances. Many lease programs put a limit on how many miles you can drive the car each year, so if you drive more than the allotted miles each year, be sure to tell the dealership and they can add mileage to your lease. If you drive more than 25,000 miles per year, you probably won’t benefit from a lease. However, if you are purchasing your car, the only person who can limit how much you drive it is yourself. So if you have a long commute to work each day or like to take family road-trips, purchasing your new vehicle is a better option for you.
  • If you have children or pets who will be riding in the car with you often. Many lease agreements stipulate that the car remains in good condition. This can be very hard to accomplish if Fido is chewing on the seat belts or if Little Mikey decides the arm rest is the perfect place to use markers to create his next art masterpiece. Most leases do allow for usual wear and tear.
  • If you like to modify your vehicles, you should purchase your next one. If you like to add a lift-kit to your SUV, add running boards to your truck, or put new rims on your sports car, you will want to buy the automobile. Most lease terms do not allow for after-market modifications, so these fun options would not be available to you if you did not purchase the vehicle.
  • If you plan on driving your new car for a long period of time. However, If you’re a driver who always wants to have the latest and greatest of everything, then purchasing your car is probably not the best bet because you will eventually grow tired of it and want something new. However, if you are like our Subaru customers, purchasing a car makes a lot of sense. “Many of our Subaru customers love their Subaru vehicles so much, they are happy having the same one for many years!” said Danny Stapp, Bob Moore Subaru General Manager. “For these people, purchasing their cars makes a lot of sense. After they pay off their car loan, the only cost of having the Subaru is the typical maintenance and repairs.” The average car loan today is 65 months (or five-and-a-half years). But after those 65-months (or sooner, if you make additional payments to your principal each month), you will not have to pay for your car. And not having a car payment every month will be a great feeling!

Before You Buy…

Here in Oklahoma, many people purchase their cars outright, and while that might be the best bet for you, there’s a chance it might not be. Here are some factors you should take into consideration if you are planning on buying your next vehicle at one of our dealerships in OKC.

  • Keep in mind the car’s expected resale value. We did already say that it’s best to buy a car if you plan on driving it for a long period of time…as in, not turning around and selling it within a few years of purchasing the vehicle. However, if you do buy the car and then want to sell it before you have completely paid it off, you will still be responsible for paying off the total loan. If your car is worth less than what you still owe on it when you try to sell it, you will end up being upside down in your loan.
  • Your payment will probably be higher. Unless you can make a very large down payment on your new car, truck, or SUV, your monthly payments will probably be higher if you purchase instead of lease.

Contact Us for More Information

Are you still not sure whether you should lease or purchase your next car, truck, or SUV? Our finance department will be glad to discuss your options in more detail with you. You can also use our auto payment estimator to help you get a better idea of what your monthly payments may be. Explore the differences between used and certified pre-owned for more information about our CPO program. Visit your local Bob Moore Auto Dealer today! If you are looking for car dealerships in OKC for bad credit, we can also assist you in securing an affordable auto loan. You may additionally want to consider our nearly new OKC vehicles.

Calculate Your Future Car Payment

Enter basic information to figure out the estimated auto loan rate or monthly payment amount for a new car, truck, or SUV from Bob Moore Auto Group! Contact us with any questions you may have.


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New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (405) 239-3581 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

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